How do I get Apple Pay if I'm under 18?
To get Apple Pay under 18, a parent or family organizer must set up Apple Cash Family on their iPhone, linking it to your Apple ID within their existing Family Sharing group, which allows you to use Apple Cash for purchases and payments, though with parental controls and spending limits. You can't directly add a debit/credit card if your account is set to under 13, but Apple Cash Family provides digital spending for teens through your parents' account.How to use Apple Pay if you're under 18?
To use Apple Pay under 18, a parent or organizer must set up Apple Cash Family through Family Sharing on their own iPhone, allowing the teen to send/receive money and make purchases in stores and apps, with the organizer managing settings, getting notifications, and even locking the account for financial learning and control.Can a 15 year old get Apple Cash?
With Apple Cash Family, you can set up Apple Cash for members in your Family Sharing group who are under age 18.How to open Apple Pay on 16?
To set up Apple Pay for a 16-year-old, the family organizer sets up Apple Cash Family through their own iPhone's Settings under Family Sharing, selecting the teen and following prompts to activate their Apple Cash card for spending, receiving money, and parental controls like allowances and spending limits. This creates a digital debit card on the teen's device, linked to the family account, allowing them to use Apple Pay for purchases and send/receive money.How to allow a minor to use Apple Cash?
Set up Apple Cash Family for a child- Go to the Settings app on your iPad.
- Tap Family, then select the child for whom you want to set up Apple Cash.
- Tap Apple Cash, tap Set Up Apple Cash, then follow the onscreen instructions.
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Can you verify Apple Cash if you're under 18?
To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you're under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card.Can a child account use Apple Pay?
Yes, children can use Apple Pay through Apple Cash Family, a feature in Family Sharing that lets parents set up Apple Cash for kids under 18, allowing them to make purchases in stores, apps, and online, send/receive money, and get allowances, with parental controls for spending and history. Children under 13 can't add their own debit cards but can use Apple Cash funds via Family Sharing for purchases.Why won't it let me enable Apple Pay?
If Apple Pay isn't activating, ensure your device, software (latest iOS/iPadOS), and location support it, then check card issuer/bank, restart your iPhone ( force restart if needed), sign out/in of your Apple ID, verify date/time/region, and make sure Face ID/Touch ID is set up, or contact your bank if errors persist after basic fixes like removing and re-adding the card in Wallet & Apple Pay settings.Is Apple Wallet the same as Apple Pay?
No, Apple Wallet and Apple Pay are not the same, but they work together: Wallet is the digital container app that stores your cards, tickets, and passes, while Apple Pay is the secure payment service that uses the cards in your Wallet to make purchases in stores, apps, and online. Think of Wallet as the physical folder and Apple Pay as the function that lets you use what's inside it to pay.Why is my Apple Pay age restricted?
You're seeing the "not meeting age requirement" message for Apple Pay because you're likely under 13, or your Apple ID age is set too low, preventing direct card addition; for Apple Cash, you usually need to be 18, but teens under 18 can use it via Family Sharing if a parent sets it up, though specific features like adding your own debit card might be restricted until you're older, sometimes 13+ for Apple Pay functions or even higher for certain Apple Card/Cash features.Is Apple Pay 16+?
Yes, a 16-year-old can use Apple Pay, primarily through the Apple Cash Family feature where a parent (family organizer) sets it up for them, allowing them to send/receive money and make purchases, though they can't have their own credit card or full Apple Cash account until 18, with the core Apple Pay requiring 13+ for debit/Apple Cash.Does Apple Cash require ID?
Yes, you need to verify your identity for Apple Cash, often requiring a state-issued ID (like a driver's license) and personal details (name, SSN, DOB) for regulatory compliance and fraud protection, especially when sending/receiving larger amounts or setting up family accounts, though you can still make purchases with existing funds before full verification.Is Apple Pay 13+?
Yes, a 13-year-old can use Apple Pay, but typically through an adult's Apple Cash Family account, as they can't add their own debit/credit card to the Wallet app directly due to age restrictions, though they can use Apple Cash to send/receive money and make purchases with parental setup. It requires a parent or guardian to set up Apple Cash for them via Family Sharing, allowing them to use it for purchases with parental oversight.Why can't my child receive Apple Pay?
Your child likely can't receive Apple Pay directly if they're under 13 (they need an Apple Cash Family setup by a parent), or if their Apple Cash account (for ages 13+) isn't properly set up, verified (needs ID/SSN for adults), or has restrictions placed by the family organizer, requiring steps like accepting the first payment or checking for setup issues.How do I get my 13 year old a Cash App card?
An eligible parent or guardian can invite their teen between the ages of 13 and 17 to Cash App. After they accept the invitation, the teen can create a sponsored account and order a Cash App Card with the app.How do I add my student ID to Apple Wallet?
To add your student ID to Apple Wallet, you must use your participating university's official app, sign in with your school credentials, and tap the "Add to Apple Wallet" button within the app, following the on-screen prompts for setup. This digital ID lets you access dorms, libraries, and campus stores, and it often uses Express Mode for automatic tap-and-go convenience.How do I get Apple Pay?
To get Apple Pay, open the Wallet app on your iPhone (or Settings on other devices), tap the plus (+) sign, and add a debit or credit card by scanning it or entering details manually; you'll need a compatible device and a supported card from a participating bank, with verification often required by your card issuer. Once set up, you can pay in stores by double-clicking the side button and holding your device near a card reader, and online or in apps by selecting Apple Pay at checkout.Does Apple Pay charge a fee?
No, Apple does not charge users fees for using Apple Pay for purchases in stores, apps, or online, but your bank or card issuer might have separate fees (like foreign transaction fees), and merchants might occasionally add surcharges, though they often don't. The small transaction fees Apple does receive are paid by the banks/merchants, not directly by you.What triggers Apple Pay restrictions?
Your account may be restricted if your identity verification fails multiple times, if there are multiple accounts tied to the same social security number, or if there's suspected fraud on the account.How to set up Apple Pay for a child?
To set up Apple Pay for a child, use Family Sharing and enable Apple Cash Family, allowing the organizer to set up an account for children under 18, manage spending, set allowances (recurring payments), and get notifications. The child uses Apple Pay in their Wallet, while the parent controls settings like who they can send money to and can even lock the account from their own iPhone or Apple Watch.Why is my account not eligible for Apple Pay?
Apple does not approve or decline cards for use with Apple Pay. If your card has been declined, contact your bank or card issuer. To use Apple Pay, you'll need a supported card from a participating card issuer. To check whether your card is compatible with Apple Pay, contact your card issuer.Why can't my child add card to Apple Pay?
A child absolutely can have their own Apple account under the age of 13. However, Apple support just informed me that children under 13 can not have credit or debit cards added to the wallet of their Apple devices that are logged into with iCloud accounts of children under 13.Can under 16s have Apple Pay?
Your child can add their Under 16s card to Apple Pay or Google Pay when they turn 13. You can help them set it up once they're old enough.What happens if my child makes an unauthorized purchase?
Contact the merchantThe first step you should take is to contact the merchant. If your kid purchased physical items and not virtual coins or other app-related charges, you will likely need to return the items first before you see a refund.
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