What are the hidden perks of Costco membership?

Costco's hidden perks extend far beyond bulk groceries, including significant savings on insurance, discounted pharmaceuticals, cheaper gas, and deals on Travel (flights, hotels, cruises), car rentals (with a free second driver) and purchases through the Auto Program, plus extended warranties (Costco Concierge) and installation services for home goods, all while offering a legendary satisfaction guarantee and refunds for price drops.
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What are the advantages of having a Costco membership?

Benefits of a Costco membership. Every Costco member has access to benefits like discounted contact lenses, travel packages and more, with greater savings on Costco services and select travel packages available to Executive members.
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How much do you have to spend at Costco to get $120 back?

If you spend $3,000 a year at Costco, you'll get $60 back from your Executive membership. That's enough to cover the cost of your upgrade from a basic membership. But if you spend $6,000 a year at Costco, your Executive membership will give you $120 back.
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Is it really worth it to get a Costco membership?

A Costco membership is often worth it if you consistently buy bulk groceries, gas, or Kirkland products, or use their services (like travel, insurance, pharmacy, tires) where savings quickly outweigh the fee, especially for families or roommates; for individuals, it depends on lifestyle, but high-value purchases like electronics, eyewear, or significant savings on gas/prescriptions can justify it, with the Executive membership paying for itself if you spend enough to earn back the higher fee (around $3,000+ annually). 
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What comes with my Costco membership?

Costco card benefits include access to exclusive savings on bulk goods, Kirkland Signature products, and services (optical, pharmacy, travel) with a standard membership, plus enhanced perks like a 2% annual reward (up to $1,250) for Executive Members, while the Costco Anywhere Visa Card adds significant cash back on gas (5% at Costco, 4% elsewhere), restaurants/travel (3%), and Costco purchases (2%), plus no foreign transaction fees. 
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EVERYTHING You Should Know Before Getting a COSTCO Membership!

Can I use my wife's Costco card without her?

No, you generally cannot use your wife's Costco card without her, as memberships are non-transferable and require the cardholder's photo ID matching the card for entry and checkout, but you can get your own free household card if you live at the same address, or shop with her as a guest. While some people try to use borrowed cards, it risks the membership being canceled, as Costco verifies photos and IDs at registers. 
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What is the difference between the $60 and $120 Costco membership?

The $60 Gold Star membership provides basic warehouse access, while the $120 Executive membership adds a 2% reward on qualifying purchases, additional discounts on Costco Services, and exclusive Costco Travel benefits. Both include one free household card and the same shopping privileges.
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What are the downsides of the Costco card?

Costco Credit Card Disadvantages

High APR: The Costco Credit Card has a relatively high APR, at 18.74% - 26.74% (V). No 0% balance transfer APR: There is no promotional 0% APR on balance transfers.
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Does Costco allow a one day pass?

Costco does not offer free shopping passes. When you visit a Costco warehouse, you'll discover all the valuable savings we have to offer. As a nonmember, you may still purchase prescriptions from a Costco pharmacy with cash, debit, Costco Shop Cards or a Visa® card.
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How much money do you have to spend at Costco to make it worth it?

To make the Costco Executive Membership worth it, you generally need to spend around $3,250 annually (about $270/month) to earn back the extra $65 fee through 2% rewards; however, the standard membership is worth it if you save more than its fee through bulk savings and discounts, often just by buying essentials. The break-even point for the $130 Executive fee is $6,500 in annual spending, while high spenders on electronics, appliances, or travel can easily justify the upgrade with big purchases, say Business Insider and Southern Living.
 
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How to get 4% back at Costco?

Costco Anywhere Visa® Card by Citi rewards work by giving cardholders 5% cash back rewards on gas at Costco and 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter, 3% back on restaurant and eligible travel purchases, 2% ...
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What are the downsides of Costco Executive?

Certain purchases aren't eligible for cash back

An Executive membership at Costco will give you cash back on most of the items you buy, including appliances and travel packages. But there are certain purchases that don't qualify for cash back with an Executive membership. These include: Gas.
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Can I bring guests with my Costco membership?

The Costco membership card is non-transferable, but there are several ways to share the experience with family and friends. Anyone with a card can bring up to two guests to the Warehouse during each ... How many people can be on my Costco membership?
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Does Costco really pay $21 an hour?

How much does Costco Wholesale Company pay? Costco Wholesale Company pays its employees an average of $20.25 an hour. Hourly pay at Costco Wholesale Company ranges from an average of $15.04 to $31.44 an hour.
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Does Costco offer senior discounts?

No, Costco does not offer specific age-based senior discounts on memberships or merchandise, but members of any age, including seniors, can save significantly through low bulk pricing, Kirkland Signature products, prescription savings at their pharmacy, and discounts on hearing aids, vision services, and travel. The savings from these general member benefits often outweigh the lack of a dedicated senior discount, making it a valuable option for retirees. 
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Can you enter Costco for free?

Yes, you generally need a paid Costco membership to shop in their warehouses, as it's required for entry and purchases, but you can shop online (with a surcharge), use Costco Shop Cards, get prescriptions at the pharmacy, or go with a member, though these methods have limitations. 
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What happens if I forgot my Costco card?

If you forget your Costco card, you can use the Costco app's digital card, go to the membership desk with your photo ID for a temporary or new card, or sometimes use your linked Citi Visa card as a digital ID at registers. The most reliable methods are the app or the membership counter, where staff can look up your account using your photo ID and print a temporary pass or replace your card, ensuring you can still shop. 
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What is Costco's new controversial rule?

Costco's controversial new policy grants exclusive early shopping hours to Executive Members, allowing them into stores an hour earlier on weekdays/Sundays (9-10 AM) and 30 minutes early on Saturdays (9-9:30 AM), sparking backlash from standard Gold Star members who feel favored and alienated by the tiered access, with enforcement becoming strict after a grace period ended in late August 2025, leading some members to cancel.
 
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How much do you have to spend at Costco to get $1000 back?

Here's how the annual reward works: The 2% cash reward certificate (up to $1,000) is mailed with your annual membership renewal notice, two months prior to your annual renewal date. (You'd have to spend $50,000 to reach the $1,000 cash-back reward limit.)
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Can I use my mom's Costco card if she's not with me?

No, you generally cannot use your mom's Costco card without her present, as cards are non-transferable and have photos, but your mom can add you as a free "Household Card" if you're over 16 and live at the same address, giving you your own card to use alone. If you don't qualify for a Household Card, you can shop with your mom as her guest (bringing up to two guests total), or she can pay for your items. 
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How do I get 4% cash back from Costco?

Costco Anywhere Visa Card by Citi Cash Back Rewards

Earn cash back rewards on purchases wherever Visa® is accepted. You'll earn 5% cash back on gas at Costco and 4% cash back on other eligible gas and electric vehicle (EV) charging. The 5% and 4% earn is on a combined $7,000 spend per year, and then 1% thereafter.
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How much do I need to spend at Costco to make the executive membership worth it?

To make the $130 Costco Executive Membership worth it, you need to spend around $3,250 annually ($270/month) on eligible purchases to earn back the upgrade cost in 2% rewards, making it essentially free after the first year; however, it's also worth it for greater savings on services like travel, insurance, and other perks, especially if you spend heavily on high-reward items like furniture, electronics, or use Costco Travel. 
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What is the best membership to get at Costco?

The best Costco membership depends on your spending: the Gold Star ($65) is perfect for casual shoppers, while the Executive ($130) is superior for frequent buyers who spend over $3,000 annually, as its 2% reward and service discounts easily offset the higher fee, making it essentially free or profitable, with added benefits like early access and travel deals. For businesses, the Business Membership offers specific perks and affiliate cards, but for most, it's Gold Star vs. Executive. 
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